Need a good job? Get a good credit score first.

Gone are the days when a good credit score was the requisite for getting a home loan or personal loan sanctioned. These days companies are checking the credit score of the prospective candidates before taking them on board. With increasing cases of corporate frauds coming to notice, companies are assessing credit worthiness alongside certificates at the time of interview.

So it is advised to job candidates to clear any outstanding dues on their credit card, personal loan, etc. The practice of checking the history has been prevalent in the US companies, and same is picking up pace in Indian companies primarily in the IT and Finance sector.

CIBIL, a leading credit rating agency rates borrowers and credit card users on a scale of 300 to 900 based on their credit worthiness; 300 being least creditworthy while 900 being most creditworthy.