Tuesday, August 14, 2012

Reverse trend observed in Credit Card Business



Banks are now again in a mood to revise their credit card policies and make this segment more attractive seeing to the current scenario where delinquencies in credit cards have reduced.
“The consumer spends are going up dramatically… Hence, we are seeing a positive traction in the credit card market,” said Parag Rao, Senior Vice-President, Credit Card, HDFC Bank.

Since the start of current fiscal, about 3.60 lakh credit cards have been issued by the banks in just three months amongst which HDFC Bank, SBI, Axis Bank and Standard Chartered Bank have been major issuers.
“We have seen growth in cards where the annual fee is low. We are also planning to push the platinum and signature cards, targeting high net worth individuals, because of their compelling value proposition,” said Kadambi Narahari, CEO, SBI Cards and Payment Services Private Ltd.

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